H.R. 6182: Find It Early Act
Sponsor
Rosa DeLauro
Democrat · CT-3
Bill Progress
Latest Action · Jan 15, 2026
Assigned to Subcommittee on Health. for review
Follow-up breast cancer scans shouldn’t come with a bill
Why it matters
Starting in 2026, H.R. 6182 would require no-cost breast cancer screening and diagnostic imaging across private insurance, Medicare, Medicaid, TRICARE, and VA care for people with dense breast tissue, elevated risk, or doctor-identified risk factors. If you need a 3D mammogram, ultrasound, or MRI to rule out cancer, the bill says your coverage should include it without copays or deductibles.
H.R. 6182, the Find It Early Act, would make additional breast imaging free at the point of care for many patients starting January 1, 2026. The bill covers both screening and diagnostic imaging, so it is not limited to a routine mammogram.
The bill applies broadly across private insurance, employer plans, Medicare, Medicaid benchmark coverage, TRICARE, and VA care. It also pulls in grandfathered private health plans, which means older plans would not be able to sidestep the new requirement.
Who qualifies? First, people at increased risk of breast cancer under current American College of Radiology or National Comprehensive Cancer Network guidelines. Second, people with heterogeneously or extremely dense breast tissue under BI-RADS standards. Third, people whose health care provider says imaging is needed based on factors like age, race, ethnicity, or personal or family medical history.
The imaging list is also wider than many current coverage rules. The bill names 2D and 3D mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography, plus other technologies recognized by current clinical guidelines.
For Medicare and other programs, frequency is tied to National Comprehensive Cancer Network recommendations. So the bill does not create unlimited on-demand imaging; it requires no-cost coverage when the imaging fits the eligibility rules and guideline-based timing.
H.R. 6182 Bill Summary
What H.R. 6182 actually does.
Breast imaging becomes free at the point of care
Private health plans and insurers would have to cover qualifying breast cancer screening and diagnostic imaging without copays, deductibles, or other cost-sharing for plan years starting on or after January 1, 2026.
Dense breast tissue qualifies you for no-cost imaging
If you have heterogeneously or extremely dense breast tissue under BI-RADS standards, the bill says qualifying screening and diagnostic imaging must be covered without cost-sharing.
Higher-risk patients get broader protection
People at increased risk of breast cancer under current American College of Radiology or National Comprehensive Cancer Network guidance would qualify for no-cost imaging.
Doctors can approve imaging based on your history
Even if you do not fall into the bill's named categories, a health care provider could determine that imaging is needed based on age, race, ethnicity, or personal or family medical history.
Coverage includes more than standard mammograms
The bill specifically lists 2D and 3D mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography, along with other technologies recognized by current guidelines.
Medicare, Medicaid, TRICARE, and VA care must follow suit
The no-cost rule would extend beyond private insurance to Medicare, certain Medicaid coverage, TRICARE plans, and eligible veterans receiving VA care, all beginning in 2026.
Who benefits from H.R. 6182?
People with dense breast tissue
If a mammogram shows heterogeneously or extremely dense breast tissue, H.R. 6182 would make qualifying follow-up imaging free at the point of care instead of leaving you to cover copays or deductibles.
Patients with elevated breast cancer risk
If current clinical guidelines place you at higher risk, the bill would require coverage for recommended screening and diagnostic imaging across most major insurance systems.
People whose doctor sees added risk in their history
The bill is not limited to one checklist. If your clinician says your age, family history, ethnicity, race, or medical history means you need more imaging, you could still qualify.
Medicare patients, military families, and veterans
H.R. 6182 would extend the no-cost rule to Medicare, TRICARE, and VA care, so the same follow-up scan is less likely to depend on which coverage card you carry.
Who is affected by H.R. 6182?
Private insurers and employer health plans
They would need to remove patient cost-sharing for qualifying breast imaging and update benefits for 2026 plan years, including in grandfathered plans.
Medicare and Medicare Advantage
They would need to cover qualifying imaging without cost-sharing and align payment rules with current National Comprehensive Cancer Network recommendations.
State Medicaid programs
States offering benchmark or benchmark-equivalent coverage would need to include the required imaging and eliminate cost-sharing, though the bill allows extra time if state legislation is needed.
VA and TRICARE administrators
Federal health systems serving veterans and military families would need to add or standardize no-cost coverage for the imaging types named in the bill.
HR6182 Legislative Journey
House: Committee Action
Jan 15, 2026
Referred to the Subcommittee on Health.
House: Committee Action
Nov 20, 2025
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
About the Sponsor
Rosa DeLauro
Democrat, Connecticut's 3rd congressional district · 35 years in Congress
Committees: Appropriations
View full profile →
Cosponsors (69)
This bill has 69 cosponsors: 62 Democrats, 7 Republicans, reflecting bipartisan support. Cosponsors represent 26 states: Alabama, Arizona, California, and 23 more.
Brian Fitzpatrick
Republican · PA
Gregory Murphy
Republican · NC
Greg Landsman
Democrat · OH
Joyce Beatty
Democrat · OH
Nydia Velázquez
Democrat · NY
Lateefah Simon
Democrat · CA
Lloyd Doggett
Democrat · TX
Mike Quigley
Democrat · IL
Jerrold Nadler
Democrat · NY
Paul Tonko
Democrat · NY
John Larson
Democrat · CT
Chrissy Houlahan
Democrat · PA
Committee Sponsors
Veterans' Affairs Committee
2 of 24 committee members cosponsored
Armed Services Committee
3 of 57 committee members cosponsored
Education and Workforce Committee
5 of 36 committee members cosponsored
Ways and Means Committee
14 of 45 committee members cosponsored
Energy and Commerce Committee
8 of 54 committee members cosponsored
66 Democrats across these committees haven't cosponsored yet. Mobilize their constituents
What laws does H.R. 6182 change?
2 changes
Sections Amended
Section 1 of Employee Retirement Income Security Act of 1974 (29 U.S.C. 1001 note)
inserting after the item relating to section 725 the following new item: ``Sec
Section 1937(b) of Social Security Act (42 U.S.C. 1396u-7(b))
adding at the end the following new paragraph: ``(9) Coverage of certain breast cancer screening and diagnostic imaging for certain individuals
H.R. 6182 Quick Facts
- Committee
- Veterans' Affairs
- Chamber
- House
- Policy
- Health
- Introduced
- Nov 20, 2025
Assigned to Subcommittee on Health. for review
Jan 15, 2026
Official Sources
Official bill page with status, text, sponsors, and actions for the Find It Early Act.
Official Medicare coverage page is relevant because the bill would change Medicare cost-sharing rules for covered breast imaging.
Official TRICARE coverage portal is relevant because the bill expressly applies no-cost imaging rules to TRICARE plans.
National Cancer Institute guidance provides official federal background on breast screening methods named in the bill, including mammography and MRI.
H.R. 6182 Common Questions
What would H.R. 6182 do?
H.R. 6182 would require no-cost breast cancer screening and diagnostic imaging for eligible patients across private insurance, Medicare, Medicaid benchmark coverage, TRICARE, and VA care starting in 2026.
Would breast MRIs and ultrasounds be free under H.R. 6182?
Yes, if you qualify. The bill lists 2D and 3D mammograms, breast ultrasound, breast MRI, molecular breast imaging, and contrast-enhanced mammography with no cost-sharing.
Who qualifies for no-cost imaging under H.R. 6182?
People at increased breast cancer risk, people with heterogeneously or extremely dense breast tissue, and people whose clinician says imaging is needed based on factors like age, race, ethnicity, or family history.
Does H.R. 6182 cover people with dense breasts?
Yes. If your breast tissue is classified as heterogeneously or extremely dense under BI-RADS, H.R. 6182 says qualifying screening and diagnostic imaging must be covered without cost-sharing.
Would Medicare Advantage have to stop charging copays?
Yes. H.R. 6182 says Medicare Advantage plans could not impose cost-sharing for covered breast imaging starting January 1, 2026.
How often could imaging be covered under the bill?
The bill ties coverage frequency to current National Comprehensive Cancer Network recommendations. So coverage would follow guideline timing, not unlimited repeat imaging.
Would TRICARE and the VA be included?
Yes. H.R. 6182 extends the no-cost imaging rule to TRICARE plans and eligible veterans receiving VA care, not just people with private insurance.
What is the current status of H.R. 6182?
H.R. 6182 was introduced by Rep. Rosa DeLauro and, according to Congress.gov metadata provided here, was referred to the House Subcommittee on Health on January 15, 2026.
Based on H.R. 6182 bill text
H.R. 6182 Bill Text
“To provide for health coverage with no cost-sharing for additional breast screenings for certain individuals at greater risk for breast cancer.”
Source: U.S. Government Publishing Office
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