H.R. 45: FIND Act

Introduced Jan 3, 2025142 cosponsors

Sponsor

Jack Bergman

Jack Bergman

Republican · MI-1

Refuse gun businesses, lose your federal contract

5 min readLast updated September 19, 2026

Why it matters

142 House cosponsors back H.R. 45, which would make every company bidding on a competitive federal contract promise it does not cut off gun makers, gun shops, ammunition sellers, or their trade groups over their industry alone. A contractor that breaks that promise would lose the contract and face a proceeding that could bar it from federal work.

H.R. 45, the Firearm Industry Non-Discrimination Act, turns a company's treatment of the gun industry into a condition of doing business with the federal government. Every competitively awarded executive-agency contract would carry a clause in which the prime contractor certifies two things: it has no policy that discriminates against firearm businesses or firearm trade associations, and it will not adopt one during the contract.

"Discriminate" is doing most of the work here. The bill treats it as refusing, cancelling, or limiting services based on a category-wide judgment, dislike of the industry or its products, or a preference for competing businesses. A company could still turn away a gun business over that customer's own credit history, financial risk, or failure to follow the law — it just could not turn away the whole industry.

The reach goes past gun makers and dealers. Ammunition sellers, companies that make or sell gun safes and safety devices, and businesses dealing in firearm parts and accessories all count, along with the industry's trade associations.

Large subcontractors are pulled in as well. Any first-tier subcontractor taking more than 10% of the prime contract's value would have to certify in writing before getting the work, and prime contractors could not stack subcontract tiers to slip a big share of the work past that 10% line.

Breaking the clause would not bring a warning: the contract would be terminated for default, and the government would open a suspension or debarment proceeding that could shut the company out of future federal work.

Two limits narrow the rule. It applies only to contracts awarded after the bill becomes law, and it does not apply to sole-source contracts.

Bill Progress

IntroducedJan 3
Committee 
Pass House 
Pass Senate 
Signed 
Law 

Latest Action · Jan 3, 2025

1/3

Referred to the House Committee on Oversight and Government Reform.

H.R. 45 Bill Summary

What H.R. 45 actually does.

1

Federal contractors must promise not to cut off the gun industry

Executive agencies would add a clause to competitive contracts requiring the prime contractor to certify it has no policy that discriminates against firearm businesses or firearm trade associations and will not adopt one during the contract.

2

Case-by-case decisions stay legal

Contractors could still deny or limit service based on a specific customer's credit history, financial risk, or noncompliance with federal, state, or local law. What the bill targets is category-wide exclusion, prejudice against the industry, or favoritism toward competing businesses.

3

Big subcontractors have to certify too

A first-tier subcontractor receiving more than 10% of the prime contract's total value would have to give the prime contractor a written certification before the subcontract is awarded.

4

No routing work around the 10% line

Prime contractors could not structure subcontract tiers so that a lower-tier subcontractor performs more than 10% of the contract's value as a way to avoid the certification requirement.

5

A violation ends the contract

If the prime contractor violates the clause, the contract is terminated for default and a suspension or debarment proceeding is started against the contractor.

6

Safes, parts, and ammo sellers are covered alongside gun makers

Protected businesses include federally licensed firearm manufacturers, importers, and dealers; ammunition sellers; makers and sellers of gun safes and safety devices; businesses dealing in firearm or ammunition parts and accessories; and firearm trade associations.

7

New, competitive contracts only

The requirement applies to contracts awarded on or after enactment. Sole-source contracts are excluded.

Who benefits from H.R. 45?

Gun shops, manufacturers, and importers

If a bank, insurer, payment processor, or shipper has turned your business away because it sells firearms, H.R. 45 would give that company a financial reason to reconsider — its federal contracts.

Ammunition, parts, and accessory sellers

Businesses that never touch a finished firearm but sell ammunition, components, or accessories get the same protection as gun makers and dealers.

Gun safe and safety-device companies

Makers and sellers of secure storage and locking devices are covered explicitly, so a contractor could not exclude them as part of a broad gun-industry policy.

Firearm trade associations

Industry trade groups are protected in their own right, which matters for groups that need banking, event venues, insurance, or other services from large companies.

Who is affected by H.R. 45?

Banks, insurers, and payment companies with federal contracts

Firms with written policies restricting service to the firearm industry would have to drop or rewrite them, or give up eligibility for new competitive federal contracts.

Federal prime contractors of every kind

Any company awarded a covered contract would have to make the certification and keep it true for the life of the contract, whether or not it ever deals with gun businesses.

Major subcontractors

If your share of a prime contract is more than 10% of its value, you would have to certify in writing to the prime contractor before receiving the work.

Agency contracting officers

Procurement staff would have to add the new clause, collect certifications, apply the sole-source exception, and handle terminations and debarment referrals when a violation is found.

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Tracking floor activity — no debate on H.R. 45 yet. Updates when a legislator speaks on the record.

HR45 Legislative Journey

1 actions

House: Committee Action

Jan 3, 2025

Referred to the House Committee on Oversight and Government Reform.

About the Sponsor

Jack Bergman

Jack Bergman

Republican, Michigan's 1st congressional district · 9 years in Congress

Committees: Veterans' Affairs, the Budget, Armed Services

View full profile →

Cosponsors (142)

This bill gained 22 cosponsors in the last 30 days

All 142 cosponsors are Republicans. Cosponsors represent 35 states: Alabama, Arkansas, Arizona, and 32 more.

142Republicans·35 states

Cosponsor Coverage Map

Committee Sponsors

Oversight and Government Reform Committee

21D26R
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20 of 47 committee members cosponsored

6 Republicans across this committee haven't cosponsored yet. Mobilize their constituents

H.R. 45 Quick Facts

Cosponsors
142+22
Dan Crenshaw
Elijah Crane
Mary Miller
Brad Finstad
Andrew Ogles
+137 more
Committee
Oversight and Government Reform
Chamber
House
Policy
Government Operations and Politics
Introduced
Jan 3, 2025

Referred to the House Committee on Oversight and Government Reform.

Jan 3, 2025

Constituent Resources

Get notified when this bill moves

Official Sources

H.R. 45 on Congress.gov

Official bill page with the text, sponsor, cosponsors, and status of H.R. 45.

41 U.S.C. Chapter 47 (Federal Procurement) on the U.S. Code

H.R. 45 would add a new section 4715 to this chapter of federal procurement law, after the existing sections 4701 through 4714.

FAR Subpart 9.4: Debarment, Suspension, and Ineligibility

The bill requires a suspension or debarment proceeding against any contractor that violates the certification; these are the rules agencies follow to run one.

FAR Subpart 49.4: Termination for Default

A violation would end the contract through termination for default, the process this FAR subpart governs.

SAM.gov Exclusions Search

Suspended and debarred contractors are listed here, and agencies check these exclusions before awarding contracts.

18 U.S.C. 923: Federal Firearms Licensing

Gun makers, importers, and dealers are covered by the bill if they hold a federal firearms license under this section.

15 U.S.C. 7903: Firearm Seller and Trade Association Definitions

The bill uses this law (the Protection of Lawful Commerce in Arms Act) to define ammunition sellers and firearm trade associations.

18 U.S.C. 921: Federal Firearms Definitions

The bill protects makers and sellers of secure gun storage or safety devices, as defined in section 921(a)(34).

H.R. 45 Common Questions

What is the FIND Act (H.R. 45)?

It would require companies with competitive federal contracts to certify they don't discriminate against firearm businesses or firearm trade associations — and won't start during the contract. Breaking that promise would end the contract.

Would H.R. 45 stop banks from refusing gun businesses?

Only banks that want new competitive federal contracts, and only for industry-wide refusals. A bank could still turn down a specific gun business over its credit history, financial risk, or failure to follow the law.

Which businesses does H.R. 45 protect?

Licensed firearm makers, importers, and dealers; ammunition sellers; companies making or selling gun safes and safety devices; businesses dealing in firearm or ammo parts and accessories; and firearm trade associations.

Do subcontractors have to certify under H.R. 45?

Yes, if a first-tier subcontract is worth more than 10% of the prime contract. On a $50 million contract, that means any subcontract above $5 million. Prime contractors also can't layer subcontracts to dodge that line.

What happens to a contractor that breaks the rule?

The contract would be terminated for default, and the government would start a suspension or debarment proceeding — which could bar the company from future federal contracts.

Does H.R. 45 affect existing federal contracts?

No. It applies only to contracts awarded after the bill becomes law, and it excludes sole-source contracts entirely.

Has H.R. 45 passed?

Not yet. Rep. Jack Bergman (R-MI) introduced it on January 3, 2025, and it was referred to the House Oversight and Government Reform Committee, where it has not had a markup. It has 142 cosponsors.

Based on H.R. 45 bill text

H.R. 45 Bill Text

PDF

To amend title 41, United States Code, to prohibit the Federal Government from entering into contracts with an entity that discriminates against the firearm and ammunition industry, and for other purposes.

Source: U.S. Government Publishing Office

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