H.R. 7128: TRIA Program Reauthorization Act of 2026
Sponsor
Mike Flood
Republican · NE-1
What H.R. 7128 does
H.R. 7128 would extend the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses private insurers take on property and casualty coverage for terrorism risk.
Starting in 2029, the bill would raise the amount of insurance losses needed for an event to be certified under the program. It would also write into law the Treasury Department's requirement to publicly notify people about how it decides whether an act counts as an act of terrorism.
How the House voted
Passed · June 29, 202615 Republicans broke with their party to vote no
Andy Biggs
Sheri Biggs
Josh Brecheen
Eric Burlison
Michael Cloud
Andrew Clyde
Eli Crane
Paul Gosar
Andy Harris
Diana Harshbarger
Thomas Massie
Tom McClintock
Ralph Norman
Chip Roy
Keith SelfOn Motion to Suspend the Rules and Pass, as Amended: H R 7128 TRIA Program Reauthorization Act · Roll no. 229 · Official record
HR7128 Legislative Journey
Committee Action
Jul 13, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
House: Vote: 373-15
Jun 29, 2026
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
House: Committee Action
Mar 19, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
House: Vote: 51-2
Jan 22, 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
House: Committee Action
Jan 16, 2026
Referred to the House Committee on Financial Services.
About the Sponsor
Mike Flood
Republican, Nebraska's 1st congressional district · 4 years in Congress
Committees: Financial Services
View full profile →
Cosponsors (4)
This bill has 4 cosponsors: 3 Democrats, 1 Republican, reflecting bipartisan support. Cosponsors represent 3 states: Massachusetts, Missouri, New York.
Committee Sponsors
Banking, Housing, and Urban Affairs Committee
0 of 24 committee members cosponsored
No committee members have cosponsored this bill
Financial Services Committee
4 of 54 committee members cosponsored
42 Republicans across these committees haven't cosponsored yet. Mobilize their constituents
What laws does H.R. 7128 change?
1 changes
Sections Amended
Section 108(a) of Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note)
striking ``2027'' and inserting ``2034''
H.R. 7128 Quick Facts
- Committee
- Banking, Housing, and Urban Affairs
- Chamber
- House
- Policy
- Finance and Financial Sector
- Introduced
- Jan 16, 2026
Passed the House, received in Senate
Jul 13, 2026
H.R. 7128 Bill Text
“To extend the Terrorism Risk Insurance Program, and for other purposes.”
Source: U.S. Government Publishing Office
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