Finance and Financial Sector Bills

Finance policy is breaking along two big fronts: Congress has already enacted the GENIUS Act, giving stablecoins their first national rulebook, while the Senate now holds the far broader Digital Asset Market Clarity Act, which would decide whether core crypto infrastructure is treated like Wall Street or like open internet software. The other live-wire fight is H.R. 1181, Riley Moore’s gun-store privacy bill, which has real momentum in the House and turns a niche payment-code dispute into a larger battle over financial surveillance, gun rights, and how much banks should be expected to police customers. Around that, lawmakers are quietly advancing a pro-capital-markets and lighter-touch agenda through bills easing public fundraising rules and credit-union governance, but the real signal is that Washington is moving from talking about financial innovation and privacy to writing the rules. Watch whether the Senate can turn crypto consensus into a broader market-structure deal—and whether payment networks become the next frontline in the culture war.