S. 2544: A bill to permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.
Sponsor
Katie Britt
Republican · AL
S2544 Legislative Journey
Committee Action
Feb 9, 2026
Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.
Passed Committee
Feb 5, 2026
Committee on the Judiciary. Ordered to be reported without amendment favorably.
Committee Action
Jul 30, 2025
Read twice and referred to the Committee on the Judiciary.
About the Sponsor
Katie Britt
Republican, AL · 3 years in Congress
Committees: Commission on Security and Cooperation in Europe, Banking, Housing, and Urban Affairs, Rules and Administration
View full profile →
Cosponsors (14)
This bill has 14 cosponsors: 6 Democrats, 7 Republicans, 1 Independent, reflecting bipartisan support. Cosponsors represent 12 states: Alaska, Delaware, Florida, and 9 more.
Kirsten Gillibrand
Democrat · NY
Rick Scott
Republican · FL
James Lankford
Republican · OK
Raphael Warnock
Democrat · GA
Christopher Coons
Democrat · DE
Amy Klobuchar
Democrat · MN
Ashley Moody
Republican · FL
Chuck Grassley
Republican · IA
Ted Cruz
Republican · TX
Angus King
Independent · ME
Dan Sullivan
Republican · AK
Maggie Hassan
Democrat · NH
Committee Sponsors
Judiciary Committee
5 of 21 committee members cosponsored
8 Republicans across this committee haven't cosponsored yet. Mobilize their constituents
S. 2544 Quick Facts
- Committee
- Judiciary
- Chamber
- Senate
- Policy
- Crime and Law Enforcement
- Introduced
- Jul 30, 2025
Placed on Senate floor schedule under General Orders. Calendar No. 317.
Feb 9, 2026
S. 2544 Common Questions
How soon would scam loss data and total dollar losses be reported under the GUARD Act?
Within 2 years of enactment, Treasury and FinCEN must report annual estimates of scam attempts, successful scams, how many consumers lost money, and total dollar losses under the GUARD Act (Section 5).
What types of scams would the GUARD Act track in its federal report?
The GUARD Act requires reporting on scams through social media, dating apps, email, impersonation, and phone number spoofing, plus pig butchering and other fraud trends (Section 5).
Does the GUARD Act require reporting how many scams come from overseas or organized crime?
Yes. Under the GUARD Act, the 2-year federal report must estimate the percentage of scams attributed to overseas actors and organized crime (Section 5).
Can police use existing federal grant money for crypto scam investigations under the GUARD Act?
Yes. State, local, and Tribal agencies may use eligible federal grant funds for blockchain intelligence, software, technical tools, and financial fraud investigations under the GUARD Act (Section 3).
Can law enforcement hire fraud analysts or experts with grant funds under the GUARD Act?
Yes. The GUARD Act allows eligible grant funds to be used to hire or retain personnel such as analysts, agents, and experts for these investigations (Section 3).
How long do police agencies have to report how they used GUARD Act grant funds?
Agencies must report to the grant provider no later than 1 year after using the funds, according to S.2544 Section 3.
Can federal agents help local police trace cryptocurrency scams under the GUARD Act?
Yes. Under the GUARD Act, federal law enforcement may assist State, local, and Tribal agencies and fusion centers in using blockchain tracing tools (Section 7).
What is pig butchering under the GUARD Act?
Under the GUARD Act, pig butchering is a confidence or investment fraud scheme that lures victims into contributing cryptocurrency before the scammer disappears (Section 2).
Does the GUARD Act include adults with disabilities in elder financial fraud protections?
Yes. The GUARD Act defines elder financial fraud to include illegal or improper use of money, property, or resources of an elderly person or an adult with a disability (Section 2).
Which jurisdictions count as a state under the GUARD Act?
Under the GUARD Act, “State” includes the 50 States, the District of Columbia, and U.S. territories (Section 2).
Based on S. 2544 bill text
S. 2544 Bill Text
“To permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.”
Source: U.S. Government Publishing Office
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