S.J.Res. 130: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".
Sponsor
Chris Van Hollen
Democrat · MD
What S.J.Res. 130 does
S.J.Res. 130 would overturn the Bureau of Consumer Financial Protection's withdrawal of Consumer Financial Protection Circular 2024-05, which addressed improper overdraft opt-in practices. If the resolution became law, the withdrawal, published on May 12, 2025, would have no force or effect.
SJRES130 Legislative Journey
Failed
May 13, 2026
Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 47 - 53. Record Vote Number: 123. (consideration: CR S2265-2266)
Committee Action
Apr 27, 2026
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
Committee Action
Mar 18, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
About the Sponsor
Chris Van Hollen
Democrat, MD · 23 years in Congress
Committees: Banking, Housing, and Urban Affairs, Foreign Relations, the Budget
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Committee Sponsors
Banking, Housing, and Urban Affairs Committee
0 of 24 committee members cosponsored
No committee members have cosponsored this bill
11 Democrats across this committee haven't cosponsored yet. Mobilize their constituents
S.J.Res. 130 Quick Facts
- Committee
- Banking, Housing, and Urban Affairs
- Chamber
- Senate
- Policy
- Finance and Financial Sector
- Introduced
- Mar 18, 2026
Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 47 - 53. Record Vote Number: 123. (consideration: CR S2265-2266)
May 13, 2026
S.J.Res. 130 Bill Text
“Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2024–05: Improper Overdraft Opt-In Practices”.”
Source: U.S. Government Publishing Office
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