H.R. 1078: Respect State Housing Laws Act
Sponsor
Barry Loudermilk
Republican · GA-11
Bill Progress
Latest Action · Feb 25, 2026
Placed on House floor schedule, Calendar No. 446.
Why it matters
The bill could make it easier for landlords to evict tenants by scrapping federal notice rules.
HR1078 takes aim at a lesser-known piece of the 2020 CARES Act—the rule that forced landlords in federally-backed properties to give tenants a 30-day notice before eviction. Lawmakers behind the bill argue that eviction rules should be left to state governments, not dictated by Washington.
The bill’s two lines pack a punch—it simply deletes the section on required notice, tossing the matter back to state and local law. That means in dozens of states, renters could get as little as a few days’ warning, depending on local ordinances. Landlord and real estate groups have pushed hard for this change, calling the federal rule an “overstep.”
Supporters say the COVID emergency is over, and this rule just complicates housing markets and creates confusion. But critics counter that some renters are still struggling from pandemic fallout, and quick evictions could fuel housing insecurity—especially in states with weak tenant protections. The debate is deeply political, pitting property rights against housing safety nets.
What does H.R. 1078 do?
Removes Federal Eviction Notice Requirement
Deletes the CARES Act rule that required landlords of certain properties to give a 30-day eviction warning.
Restores State Control
Lets states decide how much eviction notice landlords must give, with no mandatory federal standard.
Applies to CARES-Act Covered Properties
The change affects federally-backed rental properties that have been under extra pandemic-era tenant protections.
No Timeline Extension or Grace Period
Tenants in these properties lose the automatic cushion of a longer notice window before eviction proceedings.
Immediate Effect If Signed
Would take effect as soon as enacted, changing landlord-tenant dynamics in affected properties nationwide.
Who benefits from H.R. 1078?
Landlords and Property Owners
Can follow state eviction timelines without added federal requirements, speeding up the process if needed.
State Governments
Gain full authority to set notice times for evictions, without interference from Washington.
Real Estate Industry
Gets clarity and fewer legal hurdles to reclaim properties or enforce leases.
Who is affected by H.R. 1078?
Low-Income Renters
Risk losing federally-backed protections that gave more time to find new housing before eviction.
Renters in States with Minimal Protections
Could face eviction with little advance warning, especially where state law favors landlords.
Community Support Networks
May see a spike in need for emergency housing and support if more renters are suddenly displaced.
Tenants Advocacy Groups
Lose a key tool for defending tenants in eviction cases in federal court.
HR1078 Legislative Journey
House: Committee Action
Feb 25, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-521.
House: Vote: 29-22
Dec 17, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.
House: Committee Action
Dec 16, 2025
Committee Consideration and Mark-up Session Held
House: Committee Action
Feb 6, 2025
Referred to the House Committee on Financial Services.
About the Sponsor
Barry Loudermilk
Republican, Georgia's 11th congressional district · 11 years in Congress
Committees: House Select Subcommittee to Investigate the Remaining Questions Surrounding January 6, 2021, House Administration, Financial Services
View full profile →
Cosponsors (58)
This bill has 58 cosponsors: 2 Democrats, 56 Republicans. Cosponsors represent 25 states: Alabama, Arkansas, Arizona, and 22 more.
Vicente Gonzalez
Democrat · TX
Ralph Norman
Republican · SC
Andrew Clyde
Republican · GA
John Rutherford
Republican · FL
Andy Barr
Republican · KY
David Kustoff
Republican · TN
Tracey Mann
Republican · KS
Andrew Ogles
Republican · TN
Richard Hudson
Republican · NC
Scott Franklin
Republican · FL
Steve Womack
Republican · AR
Glenn Grothman
Republican · WI
Committee Sponsors
Financial Services Committee
17 of 54 committee members cosponsored
14 Republicans across this committee haven't cosponsored yet. Mobilize their constituents
H.R. 1078 Quick Facts
- Committee
- Financial Services
- Chamber
- House
- Policy
- Housing and Community Development
- Introduced
- Feb 6, 2025
Placed on House floor schedule, Calendar No. 446.
Feb 25, 2026
Constituent Resources
Official Sources
Official bill page with full text, cosponsors, and legislative actions for the Respect State Housing Laws Act.
The specific statute HR1078 amends — Section 4024 of the CARES Act, which established the 30-day eviction notice requirement for federally-backed properties.
Full committee report explaining the bill's rationale, legislative history, and the 29-22 vote to report it out of committee.
Press release from the committee's December 2025 markup session where HR1078 was advanced alongside 19 other bills.
Full text of the Coronavirus Aid, Relief, and Economic Security Act — the parent law whose Section 4024 this bill amends.
CBO estimates implementation would cost less than $500,000, with no significant budget impact.
H.R. 1078 Bill Text
“To amend the CARES Act to remove a requirement on lessors to provide notice to vacate, and for other purposes.”
Source: U.S. Government Publishing Office
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