H.R. 1078: Respect State Housing Laws Act

Introduced Feb 6, 202558 cosponsors

Sponsor

Barry Loudermilk

Barry Loudermilk

Republican · GA-11

Bill Progress

IntroducedFeb 6
Committee 
Pass House 
Pass Senate 
Signed 
Law 

Latest Action · Feb 25, 2026

1/4

Placed on House floor schedule, Calendar No. 446.

House Moves to Roll Back Rent Notice Rules

Why it matters

The bill could make it easier for landlords to evict tenants by scrapping federal notice rules.

HR1078 takes aim at a lesser-known piece of the 2020 CARES Act—the rule that forced landlords in federally-backed properties to give tenants a 30-day notice before eviction. Lawmakers behind the bill argue that eviction rules should be left to state governments, not dictated by Washington.

The bill’s two lines pack a punch—it simply deletes the section on required notice, tossing the matter back to state and local law. That means in dozens of states, renters could get as little as a few days’ warning, depending on local ordinances. Landlord and real estate groups have pushed hard for this change, calling the federal rule an “overstep.”

What does H.R. 1078 do?

1

Removes Federal Eviction Notice Requirement

Deletes the CARES Act rule that required landlords of certain properties to give a 30-day eviction warning.

2

Restores State Control

Lets states decide how much eviction notice landlords must give, with no mandatory federal standard.

3

Applies to CARES-Act Covered Properties

The change affects federally-backed rental properties that have been under extra pandemic-era tenant protections.

4

No Timeline Extension or Grace Period

Tenants in these properties lose the automatic cushion of a longer notice window before eviction proceedings.

5

Immediate Effect If Signed

Would take effect as soon as enacted, changing landlord-tenant dynamics in affected properties nationwide.

Who benefits from H.R. 1078?

Landlords and Property Owners

Can follow state eviction timelines without added federal requirements, speeding up the process if needed.

State Governments

Gain full authority to set notice times for evictions, without interference from Washington.

Real Estate Industry

Gets clarity and fewer legal hurdles to reclaim properties or enforce leases.

Who is affected by H.R. 1078?

Low-Income Renters

Risk losing federally-backed protections that gave more time to find new housing before eviction.

Renters in States with Minimal Protections

Could face eviction with little advance warning, especially where state law favors landlords.

Community Support Networks

May see a spike in need for emergency housing and support if more renters are suddenly displaced.

Tenants Advocacy Groups

Lose a key tool for defending tenants in eviction cases in federal court.

HR1078 Legislative Journey

4 actions

House: Committee Action

Feb 25, 2026

119-521

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-521.

House: Vote: 29-22

Dec 17, 2025

29-22

Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.

House: Committee Action

Dec 16, 2025

Committee Consideration and Mark-up Session Held

House: Committee Action

Feb 6, 2025

Referred to the House Committee on Financial Services.

About the Sponsor

Barry Loudermilk

Barry Loudermilk

Republican, Georgia's 11th congressional district · 11 years in Congress

Committees: House Select Subcommittee to Investigate the Remaining Questions Surrounding January 6, 2021, House Administration, Financial Services

View full profile →

Cosponsors (58)

This bill gained 3 cosponsors in the last 30 days

This bill has 58 cosponsors: 2 Democrats, 56 Republicans. Cosponsors represent 25 states: Alabama, Arkansas, Arizona, and 22 more.

2Democrats56Republicans·25 states

Committee Sponsors

14 Republicans across this committee haven't cosponsored yet. Mobilize their constituents

H.R. 1078 Quick Facts

Cosponsors
58+3
Vicente Gonzalez
Ralph Norman
Andrew Clyde
John Rutherford
Andy Barr
+53 more
Committee
Financial Services
Chamber
House
Policy
Housing and Community Development
Introduced
Feb 6, 2025

Placed on House floor schedule, Calendar No. 446.

Feb 25, 2026

Constituent Resources

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Official Sources

H.R. 1078 on Congress.gov

Official bill page with full text, cosponsors, and legislative actions for the Respect State Housing Laws Act.

15 U.S.C. § 9058 — CARES Act Eviction Moratorium

The specific statute HR1078 amends — Section 4024 of the CARES Act, which established the 30-day eviction notice requirement for federally-backed properties.

H.Rept. 119-521 — Financial Services Committee Report

Full committee report explaining the bill's rationale, legislative history, and the 29-22 vote to report it out of committee.

House Financial Services Committee Markup Summary

Press release from the committee's December 2025 markup session where HR1078 was advanced alongside 19 other bills.

CARES Act (Public Law 116-136) on GovInfo

Full text of the Coronavirus Aid, Relief, and Economic Security Act — the parent law whose Section 4024 this bill amends.

CBO Cost Estimate for H.R. 1078

CBO estimates implementation would cost less than $500,000, with no significant budget impact.

H.R. 1078 Bill Text

PDF

To amend the CARES Act to remove a requirement on lessors to provide notice to vacate, and for other purposes.

Source: U.S. Government Publishing Office

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